If your client uses his or her employees to delivery food, whether in a company-owned vehicle or in the employee's personal vehicle, they have a Hired & Non-Owned coverage exposure. This coverage should be considered a "must have" for your client's protection.
Sunderland offers a competitive program designed to provide Hired & Non-Owned auto coverage for the hard-to-place risks that the standard markets exclude. We can provide coverage on any type of fast food or other restaurant deliver, as long as there are no time guarantees.
Fast Food Delivery (Burgers, sandwiches, chicken, Mexican food)
Restaurants delivering their own food
Delivery of any type with a guaranteed timed delivery
Real Estate Agents