Excess & Liability Umbrella Insurance
We can evaluate your Excess and Umbrella needs for up to $5,000,000; however, they must be related to Hired and Non-Owned Auto (H&NOA) delivery or courier accounts. In addition to writing Excess and Umbrella over our own H&NOA program, we can write Excess/Umbrella over other companies' H&NOA programs, as well, including:
- Employer Liability
- Employee Benefits Liability
- Liquor
- Owned Auto
Our minimum underlying requirements are:
- Hired and Non-Owned Auto - $1,000,000
- Owned Auto - $1,000,000
- General Liability - $1,000,000/$2,000,000/$1,000,000/$1,000,000
- Liquor - $1,000,000/$1,000,000
- Employer Liability - $500,000/$500,000/$500,000
- Employee Benefits Liability - $1,000,000/$1,000,000
Target Risks
- Hired & Non-Owned Auto (Food delivery is our specialty)
Required Underwriting Information
- Acord Commercial Insurance Application (Acord 125)
- Acord Commercial General Liability Section (Acord 126-S)
- Acord Umbrella Section (Acord 131)
- Copy of the Underlying Quotations if non-admitted business
- Five-year loss history
Carrier
- A.M. Best “A:IX” Rated
Limits
- Up to $5,000,000 (Minimum underlying is $1,000,000/$2,000,000/$1,000,000)
For additional information contact:
Holly Belknap at 925.942.4020 x102 or Holly@Sunderlandins.com
Laura Pedersen at 925.942.4020 x101 or Laura@Sunderlandins.com
Terms and coverages subject to change without notice.